C+

Farmersville, TX

Source:

Affordability Score: 60/100

Population: 8,858 · 1 ZIP codes

The affordability dashboard for Farmersville, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,858 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $95,250, median home value of $364,000, median rent of $1,481 per month, and 20.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $9,932 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Farmersville, TX include income. Pressure points are education. Unemployment currently reads 9.0% and poverty 10.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,250
Median household income
Education F
20.0%
Bachelor's degree or higher
Housing D
3.8x
Home value $364,000 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,931/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$9,932/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$95,250
▲ 54% vs national
Per Capita Income
$40,920
Unemployment Rate
9.0%
Poverty Rate
10.3%

Housing

Median Home Value
$364,000
▲ 32% vs national
Median Rent
$1,481/mo
Owner Occupied
81.6%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.0%
▼ 10 ppt vs national
High School+
54.9%
Median Age
38.7
Avg. Commute

Childcare Costs

Infant (Center)
$9,932/yr
10% of income
Toddler (Center)
$9,152/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$8,424/yr

What This Means

Farmersville, TX receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 8,858. This area performs well in income. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Farmersville, TX affordable?
Farmersville, TX receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,250. Median home value is $364,000.
What is the cost of living in Farmersville?
Key cost metrics: Median rent $1,481/mo. 2BR fair market rent $1,931/mo. Infant childcare $9,932/yr. Median home value $364,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →