D

Fenwick, MI

Source:

Affordability Score: 44/100

Population: 2,090 · 1 ZIP codes

The affordability dashboard for Fenwick, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,090 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $53,958, median home value of $184,500, median rent of $875 per month, and 12.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,203 per month (studio $829, 1BR $1,016, 3BR $1,473, 4BR $1,593). Department of Labor data lists infant center-based childcare at $6,926 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 2.6% and poverty 15.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,958
Median household income
Education F
12.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $184,500 vs income
Commute F
35 min
Average commute time
Rent C+
$1,203/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,926/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$53,958
▼ 13% vs national
Per Capita Income
$27,614
Unemployment Rate
2.6%
Poverty Rate
15.8%

Housing

Median Home Value
$184,500
▼ 33% vs national
Median Rent
$875/mo
Owner Occupied
88.3%
2BR Fair Market Rent
$1,203/mo
▲ 0% vs national

Fair Market Rents by Bedroom

Studio
$829
1BR
$1,016
2BR
$1,203
3BR
$1,473
4BR
$1,593

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.7%
▼ 17 ppt vs national
High School+
52.5%
Median Age
41.2
Avg. Commute
35 min
▲ 9 min vs national

Childcare Costs

Infant (Center)
$6,926/yr
13% of income
Toddler (Center)
$6,926/yr
Preschool (Center)
$6,507/yr
School-Age (Center)
$4,918/yr

What This Means

Fenwick, MI receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 2,090. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Fenwick, MI affordable?
Fenwick, MI receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,958. Median home value is $184,500.
What is the cost of living in Fenwick?
Key cost metrics: Median rent $875/mo. 2BR fair market rent $1,203/mo. Infant childcare $6,926/yr. Median home value $184,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →