Ferndale, MI

The affordability dashboard for Ferndale, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,319 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $89,881, median home value of $243,900, median rent of $1,272 per month, and 54.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,411 per month (studio $1,009, 1BR $1,122, 3BR $1,724, 4BR $1,868). Department of Labor data lists infant center-based childcare at $10,211 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ferndale, MI include income, education, housing, rent. Unemployment currently reads 5.6% and poverty 11.0% — numbers worth keeping alongside the headline grade.