B+

Finley, OK

Source:

Affordability Score: 76/100

Population: 370 · 1 ZIP codes

The affordability dashboard for Finley, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 370 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $82,222, median home value of $166,900, median rent of per month, and 33.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $646, 1BR $750, 3BR $1,303, 4BR $1,475). Department of Labor data lists infant center-based childcare at $10,074 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Finley, OK include housing, rent. Unemployment currently reads 0.0% and poverty 25.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,222
Median household income
Education C
33.4%
Bachelor's degree or higher
Housing A
2.0x
Home value $166,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$937/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,074/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$82,222
▲ 33% vs national
Per Capita Income
$57,762
Unemployment Rate
0.0%
Poverty Rate
25.3%

Housing

Median Home Value
$166,900
▼ 39% vs national
Median Rent
Owner Occupied
85.3%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$646
1BR
$750
2BR
$937
3BR
$1,303
4BR
$1,475

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.4%
▲ 3 ppt vs national
High School+
54.4%
Median Age
49.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,074/yr
12% of income
Toddler (Center)
$8,703/yr
Preschool (Center)
$8,703/yr
School-Age (Center)
$5,689/yr

What This Means

Finley, OK receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 370. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Finley, OK affordable?
Finley, OK receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,222. Median home value is $166,900.
What is the cost of living in Finley?
Key cost metrics: 2BR fair market rent $937/mo. Infant childcare $10,074/yr. Median home value $166,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →