C-

Fishtail, MT

Source:

Affordability Score: 51/100

Population: 434 · 1 ZIP codes

The affordability dashboard for Fishtail, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 434 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $72,969, median home value of $551,900, median rent of $1,292 per month, and 34.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,257 per month (studio $884, 1BR $958, 3BR $1,748, 4BR $2,109). Department of Labor data lists infant center-based childcare at $12,202 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fishtail, MT include rent. Pressure points are housing. Unemployment currently reads 2.3% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,969
Median household income
Education C
34.5%
Bachelor's degree or higher
Housing F
7.6x
Home value $551,900 vs income
Commute B-
22 min
Average commute time
Rent B+
$1,257/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,202/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$72,969
▲ 18% vs national
Per Capita Income
$52,849
Unemployment Rate
2.3%
Poverty Rate
7.5%

Housing

Median Home Value
$551,900
▲ 101% vs national
Median Rent
$1,292/mo
Owner Occupied
77.7%
2BR Fair Market Rent
$1,257/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$884
1BR
$958
2BR
$1,257
3BR
$1,748
4BR
$2,109

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.5%
▲ 5 ppt vs national
High School+
64.3%
Median Age
62.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$12,202/yr
17% of income
Toddler (Center)
$12,688/yr
Preschool (Center)
$10,901/yr
School-Age (Center)
$10,901/yr

What This Means

Fishtail, MT receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 434. This area performs well in rent. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Fishtail, MT affordable?
Fishtail, MT receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,969. Median home value is $551,900.
What is the cost of living in Fishtail?
Key cost metrics: Median rent $1,292/mo. 2BR fair market rent $1,257/mo. Infant childcare $12,202/yr. Median home value $551,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →