Fitchburg, MA
Affordability Score: 42/100
Population: 40,337 · 1 ZIP codes
The affordability dashboard for Fitchburg, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 40,337 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $72,780, median home value of $335,300, median rent of $1,222 per month, and 25.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,749 per month (studio $1,206, 1BR $1,410, 3BR $2,247, 4BR $2,637). Department of Labor data lists infant center-based childcare at $20,296 per year, consuming 28% of the local median household income.
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 7.0% and poverty 15.7% — numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom
Safety
Education & Family
Childcare Costs
What This Means
Fitchburg, MA receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 40,337. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.
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Frequently Asked Questions
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Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.