B

Fort Loramie, OH

Source:

Affordability Score: 74/100

Population: 3,178 · 1 ZIP codes

The affordability dashboard for Fort Loramie, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,178 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $95,078, median home value of $306,300, median rent of $836 per month, and 30.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,033 per month (studio $720, 1BR $787, 3BR $1,384, 4BR $1,448). Department of Labor data lists infant center-based childcare at $9,025 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fort Loramie, OH include income, commute, rent, childcare. Unemployment currently reads 3.0% and poverty 3.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,078
Median household income
Education C-
30.2%
Bachelor's degree or higher
Housing C
3.2x
Home value $306,300 vs income
Commute B+
18 min
Average commute time
Rent A+
$1,033/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$9,025/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$95,078
▲ 53% vs national
Per Capita Income
$41,702
Unemployment Rate
3.0%
Poverty Rate
3.6%

Housing

Median Home Value
$306,300
▲ 11% vs national
Median Rent
$836/mo
Owner Occupied
90.7%
2BR Fair Market Rent
$1,033/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$720
1BR
$787
2BR
$1,033
3BR
$1,384
4BR
$1,448

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.2%
▲ 0 ppt vs national
High School+
66.7%
Median Age
33.3
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
$9,025/yr
9% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,384/yr
School-Age (Center)
$5,200/yr

What This Means

Fort Loramie, OH receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 3,178. This area performs well in income and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fort Loramie ZIP Codes
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What are common questions about this dashboard?

Is Fort Loramie, OH affordable?
Fort Loramie, OH receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,078. Median home value is $306,300.
What is the cost of living in Fort Loramie?
Key cost metrics: Median rent $836/mo. 2BR fair market rent $1,033/mo. Infant childcare $9,025/yr. Median home value $306,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →