C+

Frazee, MN

Source:

Affordability Score: 60/100

Population: 5,294 · 1 ZIP codes

The affordability dashboard for Frazee, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,294 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $72,885, median home value of $245,400, median rent of $926 per month, and 20.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,027 per month (studio $708, 1BR $783, 3BR $1,341, 4BR $1,474). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Frazee, MN include rent. Pressure points are education. Unemployment currently reads 3.2% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,885
Median household income
Education F
20.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $245,400 vs income
Commute B-
22 min
Average commute time
Rent A
$1,027/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,972/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$72,885
▲ 18% vs national
Per Capita Income
$36,589
Unemployment Rate
3.2%
Poverty Rate
12.0%

Housing

Median Home Value
$245,400
▼ 11% vs national
Median Rent
$926/mo
Owner Occupied
83.0%
2BR Fair Market Rent
$1,027/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$783
2BR
$1,027
3BR
$1,341
4BR
$1,474

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.8%
▼ 9 ppt vs national
High School+
55.1%
Median Age
39.7
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$10,972/yr
15% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Frazee, MN receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 5,294. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Frazee ZIP Codes
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What are common questions about this dashboard?

Is Frazee, MN affordable?
Frazee, MN receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,885. Median home value is $245,400.
What is the cost of living in Frazee?
Key cost metrics: Median rent $926/mo. 2BR fair market rent $1,027/mo. Infant childcare $10,972/yr. Median home value $245,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →