C

Fredericksburg, TX

Source:

Affordability Score: 57/100

Population: 21,513 · 1 ZIP codes

The affordability dashboard for Fredericksburg, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 21,513 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $75,237, median home value of $463,300, median rent of $1,342 per month, and 38.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,438 per month (studio $1,089, 1BR $1,096, 3BR $1,806, 4BR $2,116). Department of Labor data lists infant center-based childcare at $8,892 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.1% and poverty 8.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,237
Median household income
Education B-
38.0%
Bachelor's degree or higher
Housing F
6.2x
Home value $463,300 vs income
Commute B
21 min
Average commute time
Rent B
$1,438/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,892/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$75,237
▲ 21% vs national
Per Capita Income
$50,378
Unemployment Rate
3.1%
Poverty Rate
8.5%

Housing

Median Home Value
$463,300
▲ 68% vs national
Median Rent
$1,342/mo
Owner Occupied
73.7%
2BR Fair Market Rent
$1,438/mo
▲ 20% vs national

Fair Market Rents by Bedroom

Studio
$1,089
1BR
$1,096
2BR
$1,438
3BR
$1,806
4BR
$2,116

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.0%
▲ 8 ppt vs national
High School+
62.0%
Median Age
50.5
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$8,892/yr
12% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$8,112/yr
School-Age (Center)
$7,748/yr

What This Means

Fredericksburg, TX receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 21,513. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Fredericksburg, TX affordable?
Fredericksburg, TX receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,237. Median home value is $463,300.
What is the cost of living in Fredericksburg?
Key cost metrics: Median rent $1,342/mo. 2BR fair market rent $1,438/mo. Infant childcare $8,892/yr. Median home value $463,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →