C+

Freehold, NY

Source:

Affordability Score: 63/100

Population: 1,381 · 1 ZIP codes

The affordability dashboard for Freehold, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,381 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $80,694, median home value of $262,500, median rent of $882 per month, and 31.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,373 per month (studio $1,008, 1BR $1,118, 3BR $1,813, 4BR $2,075). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Freehold, NY include rent. Unemployment currently reads 0.0% and poverty 2.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,694
Median household income
Education C-
31.9%
Bachelor's degree or higher
Housing C
3.3x
Home value $262,500 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,373/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$80,694
▲ 30% vs national
Per Capita Income
$41,999
Unemployment Rate
0.0%
Poverty Rate
2.4%

Housing

Median Home Value
$262,500
▼ 5% vs national
Median Rent
$882/mo
Owner Occupied
86.3%
2BR Fair Market Rent
$1,373/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,008
1BR
$1,118
2BR
$1,373
3BR
$1,813
4BR
$2,075

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.9%
▲ 2 ppt vs national
High School+
62.0%
Median Age
46.8
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Freehold, NY receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 1,381. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Freehold ZIP Codes
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What are common questions about this dashboard?

Is Freehold, NY affordable?
Freehold, NY receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,694. Median home value is $262,500.
What is the cost of living in Freehold?
Key cost metrics: Median rent $882/mo. 2BR fair market rent $1,373/mo. Infant childcare $12,844/yr. Median home value $262,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →