Gainesville, AL
Source:
Affordability Score: 22/100
Population: 654 · 1 ZIP codes
The affordability dashboard for Gainesville, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 654 residents, then layers in county-level federal data to produce an overall grade of F (22/100). The headline inputs are median household income of $15,625, median home value of $46,800, median rent of $957 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $827 per month (studio $619, 1BR $642, 3BR $1,107, 4BR $1,193). Department of Labor data lists infant center-based childcare at $7,050 per year, consuming 45% of the local median household income.
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 0.0% and poverty 48.1% — numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom
Safety
Education & Family
Childcare Costs
What This Means
Gainesville, AL receives an overall affordability grade of F (22/100), aggregated from 1 ZIP codes with a total population of 654. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.
Nearby City Dashboards
What are common questions about this dashboard?
Is Gainesville, AL affordable?▼
What is the cost of living in Gainesville?▼
How is the affordability score calculated?▼
Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.