Galata, MT

The affordability dashboard for Galata, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 355 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $44,250, median home value of -, median rent of $875 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,034 per month (studio $775, 1BR $807, 3BR $1,438, 4BR $1,672). Department of Labor data lists infant center-based childcare at $11,347 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, childcare. Unemployment currently reads 0.0% and poverty 24.8% - numbers worth keeping alongside the headline grade.