C

Gallatin, MO

Source:

Affordability Score: 56/100

Population: 3,140 · 1 ZIP codes

The affordability dashboard for Gallatin, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,140 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $61,302, median home value of $194,300, median rent of $781 per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $888 per month (studio $660, 1BR $677, 3BR $1,138, 4BR $1,294).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gallatin, MO include rent. Pressure points are education. Unemployment currently reads 2.5% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,302
Median household income
Education F
22.3%
Bachelor's degree or higher
Housing C+
3.2x
Home value $194,300 vs income
Commute D
28 min
Average commute time
Rent A-
$888/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$61,302
▼ 1% vs national
Per Capita Income
$30,933
Unemployment Rate
2.5%
Poverty Rate
12.6%

Housing

Median Home Value
$194,300
▼ 29% vs national
Median Rent
$781/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$888/mo
▼ 26% vs national

Fair Market Rents by Bedroom

Studio
$660
1BR
$677
2BR
$888
3BR
$1,138
4BR
$1,294

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.3%
▼ 8 ppt vs national
High School+
59.3%
Median Age
46.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Gallatin, MO receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 3,140. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gallatin ZIP Codes
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What are common questions about this dashboard?

Is Gallatin, MO affordable?
Gallatin, MO receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,302. Median home value is $194,300.
What is the cost of living in Gallatin?
Key cost metrics: Median rent $781/mo. 2BR fair market rent $888/mo. Median home value $194,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →