Gallatin, TN

The affordability dashboard for Gallatin, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 42,758 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $81,614, median home value of $405,400, median rent of $1,391 per month, and 35.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,730 per month (studio $1,507, 1BR $1,578, 3BR $2,211, 4BR $2,696). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.9% and poverty 12.1% — numbers worth keeping alongside the headline grade.