F

Gallion, AL

Source:

Affordability Score: 29/100

Population: 2,554 · 1 ZIP codes

The affordability dashboard for Gallion, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,554 residents, then layers in county-level federal data to produce an overall grade of F (29/100). The headline inputs are median household income of $31,231, median home value of $142,000, median rent of $796 per month, and 24.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $783 per month (studio $582, 1BR $693, 3BR $1,018, 4BR $1,187). Department of Labor data lists infant center-based childcare at $7,094 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 0.0% and poverty 21.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$31,231
Median household income
Education F
24.1%
Bachelor's degree or higher
Housing F
4.5x
Home value $142,000 vs income
Commute N/A
N/A
Average commute time
Rent D
$783/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,094/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$31,231
▼ 50% vs national
Per Capita Income
$31,522
Unemployment Rate
0.0%
Poverty Rate
21.6%

Housing

Median Home Value
$142,000
▼ 48% vs national
Median Rent
$796/mo
Owner Occupied
82.9%
2BR Fair Market Rent
$783/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$582
1BR
$693
2BR
$783
3BR
$1,018
4BR
$1,187

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.1%
▼ 6 ppt vs national
High School+
47.2%
Median Age
32.1
Avg. Commute

Childcare Costs

Infant (Center)
$7,094/yr
23% of income
Toddler (Center)
$6,888/yr
Preschool (Center)
$6,693/yr
School-Age (Center)
$6,498/yr

What This Means

Gallion, AL receives an overall affordability grade of F (29/100), aggregated from 1 ZIP codes with a total population of 2,554. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gallion ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Gallion, AL affordable?
Gallion, AL receives an overall affordability grade of F (29/100) based on Census, HUD, FBI, and DOL data. Median household income is $31,231. Median home value is $142,000.
What is the cost of living in Gallion?
Key cost metrics: Median rent $796/mo. 2BR fair market rent $783/mo. Infant childcare $7,094/yr. Median home value $142,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →