A+

Galt, IA

Source:

Affordability Score: 95/100

Population: 66 · 1 ZIP codes

The affordability dashboard for Galt, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 66 residents, then layers in county-level federal data to produce an overall grade of A+ (95/100). The headline inputs are median household income of $173,542, median home value of $45,000, median rent of per month, and 51.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $700, 3BR $1,102, 4BR $1,217). Department of Labor data lists infant center-based childcare at $8,012 per year, consuming 5% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Galt, IA include income, education, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$173,542
Median household income
Education A-
51.3%
Bachelor's degree or higher
Housing A+
0.3x
Home value $45,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$919/mo
2BR fair market rent (6% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A+
$8,012/yr
Center-based infant care (5% of income)

Income & Employment

Median Income
$173,542
▲ 180% vs national
Per Capita Income
$53,795
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
$45,000
▼ 84% vs national
Median Rent
Owner Occupied
48.3%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$700
2BR
$919
3BR
$1,102
4BR
$1,217

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
51.3%
▲ 21 ppt vs national
High School+
76.9%
Median Age
44.4
Avg. Commute

Childcare Costs

Infant (Center)
$8,012/yr
5% of income
Toddler (Center)
$6,904/yr
Preschool (Center)
$6,904/yr
School-Age (Center)
$5,523/yr

What This Means

Galt, IA receives an overall affordability grade of A+ (95/100), aggregated from 1 ZIP codes with a total population of 66. This area performs well in income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Galt, IA affordable?
Galt, IA receives an overall affordability grade of A+ (95/100) based on Census, HUD, FBI, and DOL data. Median household income is $173,542. Median home value is $45,000.
What is the cost of living in Galt?
Key cost metrics: 2BR fair market rent $919/mo. Infant childcare $8,012/yr. Median home value $45,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →