B

Gambier, OH

Source:

Affordability Score: 72/100

Population: 4,161 · 1 ZIP codes

The affordability dashboard for Gambier, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,161 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $94,712, median home value of $315,900, median rent of $783 per month, and 47.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,078 per month (studio $824, 1BR $862, 3BR $1,408, 4BR $1,427). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gambier, OH include income, education, rent. Unemployment currently reads 2.4% and poverty 12.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$94,712
Median household income
Education A-
47.8%
Bachelor's degree or higher
Housing C
3.3x
Home value $315,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,078/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,340/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$94,712
▲ 53% vs national
Per Capita Income
$29,638
Unemployment Rate
2.4%
Poverty Rate
12.3%

Housing

Median Home Value
$315,900
▲ 15% vs national
Median Rent
$783/mo
Owner Occupied
80.6%
2BR Fair Market Rent
$1,078/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$824
1BR
$862
2BR
$1,078
3BR
$1,408
4BR
$1,427

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.8%
▲ 18 ppt vs national
High School+
72.1%
Median Age
21.9
Avg. Commute

Childcare Costs

Infant (Center)
$15,340/yr
16% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Gambier, OH receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 4,161. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gambier, OH affordable?
Gambier, OH receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $94,712. Median home value is $315,900.
What is the cost of living in Gambier?
Key cost metrics: Median rent $783/mo. 2BR fair market rent $1,078/mo. Infant childcare $15,340/yr. Median home value $315,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →