B-

Gardendale, AL

Source:

Affordability Score: 66/100

Population: 15,661 · 1 ZIP codes

The affordability dashboard for Gardendale, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,661 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $82,074, median home value of $261,600, median rent of $1,264 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,266 per month (studio $1,024, 1BR $1,155, 3BR $1,583, 4BR $1,801). Department of Labor data lists infant center-based childcare at $7,635 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gardendale, AL include rent, childcare. Unemployment currently reads 3.4% and poverty 3.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,074
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing C+
3.2x
Home value $261,600 vs income
Commute C-
25 min
Average commute time
Rent A-
$1,266/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$7,635/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$82,074
▲ 32% vs national
Per Capita Income
$43,223
Unemployment Rate
3.4%
Poverty Rate
3.5%

Housing

Median Home Value
$261,600
▼ 5% vs national
Median Rent
$1,264/mo
Owner Occupied
77.5%
2BR Fair Market Rent
$1,266/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,024
1BR
$1,155
2BR
$1,266
3BR
$1,583
4BR
$1,801

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
59.1%
Median Age
39.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,635/yr
9% of income
Toddler (Center)
$7,866/yr
Preschool (Center)
$7,216/yr
School-Age (Center)
$6,472/yr

What This Means

Gardendale, AL receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 15,661. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gardendale ZIP Codes
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What are common questions about this dashboard?

Is Gardendale, AL affordable?
Gardendale, AL receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,074. Median home value is $261,600.
What is the cost of living in Gardendale?
Key cost metrics: Median rent $1,264/mo. 2BR fair market rent $1,266/mo. Infant childcare $7,635/yr. Median home value $261,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →