Garwood, TX

The affordability dashboard for Garwood, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,137 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $70,859, median home value of $237,100, median rent of $619 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,147 per month (studio $892, 1BR $917, 3BR $1,375, 4BR $1,688). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Garwood, TX include rent. Unemployment currently reads 1.8% and poverty 7.1% — numbers worth keeping alongside the headline grade.