F

Genesee, MI

Source:

Affordability Score: 39/100

Population: 581 · 1 ZIP codes

The affordability dashboard for Genesee, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 581 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $40,864, median home value of $117,100, median rent of $1,045 per month, and 4.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,033 per month (studio $731, 1BR $856, 3BR $1,272, 4BR $1,497). Department of Labor data lists infant center-based childcare at $7,919 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 0.0% and poverty 4.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,864
Median household income
Education F
4.5%
Bachelor's degree or higher
Housing B
2.9x
Home value $117,100 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,033/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,919/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$40,864
▼ 34% vs national
Per Capita Income
$34,743
Unemployment Rate
0.0%
Poverty Rate
4.7%

Housing

Median Home Value
$117,100
▼ 57% vs national
Median Rent
$1,045/mo
Owner Occupied
78.4%
2BR Fair Market Rent
$1,033/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$731
1BR
$856
2BR
$1,033
3BR
$1,272
4BR
$1,497

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
4.5%
▼ 25 ppt vs national
High School+
60.3%
Median Age
62.3
Avg. Commute

Childcare Costs

Infant (Center)
$7,919/yr
19% of income
Toddler (Center)
$8,094/yr
Preschool (Center)
$8,094/yr
School-Age (Center)
$6,949/yr

What This Means

Genesee, MI receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 581. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Genesee ZIP Codes
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What are common questions about this dashboard?

Is Genesee, MI affordable?
Genesee, MI receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,864. Median home value is $117,100.
What is the cost of living in Genesee?
Key cost metrics: Median rent $1,045/mo. 2BR fair market rent $1,033/mo. Infant childcare $7,919/yr. Median home value $117,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →