B

Gering, NE

Source:

Affordability Score: 71/100

Population: 11,165 · 1 ZIP codes

The affordability dashboard for Gering, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,165 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $73,638, median home value of $185,700, median rent of $826 per month, and 30.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $987 per month (studio $685, 1BR $758, 3BR $1,314, 4BR $1,397). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gering, NE include housing, commute, rent. Unemployment currently reads 0.7% and poverty 14.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,638
Median household income
Education C-
30.9%
Bachelor's degree or higher
Housing A-
2.5x
Home value $185,700 vs income
Commute A
16 min
Average commute time
Rent A
$987/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,737/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$73,638
▲ 19% vs national
Per Capita Income
$37,259
Unemployment Rate
0.7%
Poverty Rate
14.3%

Housing

Median Home Value
$185,700
▼ 32% vs national
Median Rent
$826/mo
Owner Occupied
72.6%
2BR Fair Market Rent
$987/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$685
1BR
$758
2BR
$987
3BR
$1,314
4BR
$1,397

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.9%
▲ 1 ppt vs national
High School+
56.4%
Median Age
37.7
Avg. Commute
16 min
▼ 10 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
13% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Gering, NE receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 11,165. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gering, NE affordable?
Gering, NE receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,638. Median home value is $185,700.
What is the cost of living in Gering?
Key cost metrics: Median rent $826/mo. 2BR fair market rent $987/mo. Infant childcare $9,737/yr. Median home value $185,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →