Germantown, OH

The affordability dashboard for Germantown, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,917 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $94,741, median home value of $218,900, median rent of $980 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,273 per month (studio $928, 1BR $1,009, 3BR $1,651, 4BR $1,817). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Germantown, OH include income, housing, rent. Unemployment currently reads 5.1% and poverty 6.6% — numbers worth keeping alongside the headline grade.