B

Germantown, WI

Source:

Affordability Score: 71/100

Population: 18,920 · 1 ZIP codes

The affordability dashboard for Germantown, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,920 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $100,890, median home value of $373,400, median rent of $1,367 per month, and 47.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,338 per month (studio $1,027, 1BR $1,119, 3BR $1,648, 4BR $1,784). Department of Labor data lists infant center-based childcare at $12,272 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Germantown, WI include income, education, rent. Unemployment currently reads 2.2% and poverty 4.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$100,890
Median household income
Education A-
47.8%
Bachelor's degree or higher
Housing D
3.7x
Home value $373,400 vs income
Commute C+
23 min
Average commute time
Rent A
$1,338/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,272/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$100,890
▲ 63% vs national
Per Capita Income
$53,724
Unemployment Rate
2.2%
Poverty Rate
4.9%

Housing

Median Home Value
$373,400
▲ 36% vs national
Median Rent
$1,367/mo
Owner Occupied
77.2%
2BR Fair Market Rent
$1,338/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,027
1BR
$1,119
2BR
$1,338
3BR
$1,648
4BR
$1,784

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.8%
▲ 18 ppt vs national
High School+
68.8%
Median Age
44.1
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$12,272/yr
12% of income
Toddler (Center)
$10,920/yr
Preschool (Center)
$10,920/yr
School-Age (Center)
$9,620/yr

What This Means

Germantown, WI receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 18,920. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Germantown ZIP Codes
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What are common questions about this dashboard?

Is Germantown, WI affordable?
Germantown, WI receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $100,890. Median home value is $373,400.
What is the cost of living in Germantown?
Key cost metrics: Median rent $1,367/mo. 2BR fair market rent $1,338/mo. Infant childcare $12,272/yr. Median home value $373,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →