A-

Ghent, MN

Source:

Affordability Score: 81/100

Population: 596 · 1 ZIP codes

The affordability dashboard for Ghent, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 596 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $99,821, median home value of $186,400, median rent of $936 per month, and 33.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $678, 1BR $834, 3BR $1,353, 4BR $1,632). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ghent, MN include income, housing, commute, rent. Unemployment currently reads 0.3% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$99,821
Median household income
Education C
33.8%
Bachelor's degree or higher
Housing A+
1.9x
Home value $186,400 vs income
Commute A
14 min
Average commute time
Rent A+
$973/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$11,388/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$99,821
▲ 61% vs national
Per Capita Income
$47,990
Unemployment Rate
0.3%
Poverty Rate
6.6%

Housing

Median Home Value
$186,400
▼ 32% vs national
Median Rent
$936/mo
Owner Occupied
86.8%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$678
1BR
$834
2BR
$973
3BR
$1,353
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.8%
▲ 4 ppt vs national
High School+
60.2%
Median Age
37.1
Avg. Commute
14 min
▼ 12 min vs national

Childcare Costs

Infant (Center)
$11,388/yr
11% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Ghent, MN receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 596. This area performs well in income and housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ghent ZIP Codes
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What are common questions about this dashboard?

Is Ghent, MN affordable?
Ghent, MN receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $99,821. Median home value is $186,400.
What is the cost of living in Ghent?
Key cost metrics: Median rent $936/mo. 2BR fair market rent $973/mo. Infant childcare $11,388/yr. Median home value $186,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →