B-

Gibbon, NE

Source:

Affordability Score: 68/100

Population: 2,945 · 1 ZIP codes

The affordability dashboard for Gibbon, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,945 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $76,394, median home value of $208,100, median rent of $848 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,031 per month (studio $787, 1BR $863, 3BR $1,360, 4BR $1,730). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gibbon, NE include housing, rent. Unemployment currently reads 4.1% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,394
Median household income
Education D
26.8%
Bachelor's degree or higher
Housing B+
2.7x
Home value $208,100 vs income
Commute B
21 min
Average commute time
Rent A
$1,031/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,737/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$76,394
▲ 23% vs national
Per Capita Income
$36,040
Unemployment Rate
4.1%
Poverty Rate
5.2%

Housing

Median Home Value
$208,100
▼ 24% vs national
Median Rent
$848/mo
Owner Occupied
73.7%
2BR Fair Market Rent
$1,031/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$787
1BR
$863
2BR
$1,031
3BR
$1,360
4BR
$1,730

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.8%
▼ 3 ppt vs national
High School+
53.7%
Median Age
38.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
13% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Gibbon, NE receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 2,945. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gibbon ZIP Codes
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What are common questions about this dashboard?

Is Gibbon, NE affordable?
Gibbon, NE receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,394. Median home value is $208,100.
What is the cost of living in Gibbon?
Key cost metrics: Median rent $848/mo. 2BR fair market rent $1,031/mo. Infant childcare $9,737/yr. Median home value $208,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →