C-

Gilsum, NH

Source:

Affordability Score: 54/100

Population: 811 · 1 ZIP codes

The affordability dashboard for Gilsum, NH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 811 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $80,417, median home value of $241,500, median rent of $1,575 per month, and 18.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,926 per month (studio $1,328, 1BR $1,468, 3BR $2,518, 4BR $2,550). Department of Labor data lists infant center-based childcare at $14,803 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 7.4% and poverty 13.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,417
Median household income
Education F
18.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $241,500 vs income
Commute D
27 min
Average commute time
Rent C-
$1,926/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,803/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$80,417
▲ 30% vs national
Per Capita Income
$37,262
Unemployment Rate
7.4%
Poverty Rate
13.4%

Housing

Median Home Value
$241,500
▼ 12% vs national
Median Rent
$1,575/mo
Owner Occupied
93.5%
2BR Fair Market Rent
$1,926/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,328
1BR
$1,468
2BR
$1,926
3BR
$2,518
4BR
$2,550

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.7%
▼ 11 ppt vs national
High School+
61.4%
Median Age
44.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$14,803/yr
18% of income
Toddler (Center)
$14,034/yr
Preschool (Center)
$12,306/yr
School-Age (Center)
$11,014/yr

What This Means

Gilsum, NH receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 811. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gilsum, NH affordable?
Gilsum, NH receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,417. Median home value is $241,500.
What is the cost of living in Gilsum?
Key cost metrics: Median rent $1,575/mo. 2BR fair market rent $1,926/mo. Infant childcare $14,803/yr. Median home value $241,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →