Gloucester City, NJ

The affordability dashboard for Gloucester City, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,410 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $63,384, median home value of $179,200, median rent of $1,483 per month, and 18.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $14,648 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, rent, childcare. Unemployment currently reads 5.3% and poverty 18.1% — numbers worth keeping alongside the headline grade.