B+

Golden Valley, ND

Source:

Affordability Score: 77/100

Population: 364 · 1 ZIP codes

The affordability dashboard for Golden Valley, ND aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 364 residents, then layers in county-level federal data to produce an overall grade of B+ (77/100). The headline inputs are median household income of $98,000, median home value of $205,800, median rent of $1,313 per month, and 27.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,156 per month (studio $875, 1BR $881, 3BR $1,386, 4BR $1,531). Department of Labor data lists infant center-based childcare at $11,630 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Golden Valley, ND include income, housing, rent. Unemployment currently reads 0.9% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,000
Median household income
Education D
27.0%
Bachelor's degree or higher
Housing A
2.1x
Home value $205,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,156/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$11,630/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$98,000
▲ 58% vs national
Per Capita Income
$47,625
Unemployment Rate
0.9%
Poverty Rate
3.4%

Housing

Median Home Value
$205,800
▼ 25% vs national
Median Rent
$1,313/mo
Owner Occupied
86.3%
2BR Fair Market Rent
$1,156/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$875
1BR
$881
2BR
$1,156
3BR
$1,386
4BR
$1,531

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.0%
▼ 3 ppt vs national
High School+
52.4%
Median Age
56.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,630/yr
12% of income
Toddler (Center)
$10,623/yr
Preschool (Center)
$9,846/yr
School-Age (Center)
$9,598/yr

What This Means

Golden Valley, ND receives an overall affordability grade of B+ (77/100), aggregated from 1 ZIP codes with a total population of 364. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Golden Valley ZIP Codes
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What are common questions about this dashboard?

Is Golden Valley, ND affordable?
Golden Valley, ND receives an overall affordability grade of B+ (77/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,000. Median home value is $205,800.
What is the cost of living in Golden Valley?
Key cost metrics: Median rent $1,313/mo. 2BR fair market rent $1,156/mo. Infant childcare $11,630/yr. Median home value $205,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →