B-

Goshen, MA

Affordability Score: 65/100

Population: 570 · 1 ZIP codes

The affordability dashboard for Goshen, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 570 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $97,500, median home value of $361,600, median rent of $875 per month, and 54.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,004 per month (studio $1,382, 1BR $1,580, 3BR $2,504, 4BR $2,702). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Goshen, MA include income, education. Unemployment currently reads 0.7% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$97,500
Median household income
Education A
54.0%
Bachelor's degree or higher
Housing D
3.7x
Home value $361,600 vs income
Commute N/A
N/A
Average commute time
Rent B-
$2,004/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$17,160/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$97,500
▲ 57% vs national
Per Capita Income
$50,206
Unemployment Rate
0.7%
Poverty Rate
9.8%

Housing

Median Home Value
$361,600
▲ 31% vs national
Median Rent
$875/mo
Owner Occupied
90.4%
2BR Fair Market Rent
$2,004/mo
▲ 67% vs national

Fair Market Rents by Bedroom

Studio
$1,382
1BR
$1,580
2BR
$2,004
3BR
$2,504
4BR
$2,702

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
54.0%
▲ 24 ppt vs national
High School+
70.8%
Median Age
55.9
Avg. Commute

Childcare Costs

Infant (Center)
$17,160/yr
18% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Goshen, MA receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 570. This area performs well in income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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Frequently Asked Questions

Is Goshen, MA affordable?
Goshen, MA receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $97,500. Median home value is $361,600.
What is the cost of living in Goshen?
Key cost metrics: Median rent $875/mo. 2BR fair market rent $2,004/mo. Infant childcare $17,160/yr. Median home value $361,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →