C

Grafton, NH

Source:

Affordability Score: 55/100

Population: 1,340 · 1 ZIP codes

The affordability dashboard for Grafton, NH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,340 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $81,563, median home value of $267,300, median rent of $1,243 per month, and 24.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,909 per month (studio $1,445, 1BR $1,455, 3BR $2,590, 4BR $2,630). Department of Labor data lists infant center-based childcare at $14,785 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 4.7% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,563
Median household income
Education F
24.7%
Bachelor's degree or higher
Housing C
3.3x
Home value $267,300 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,909/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,785/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$81,563
▲ 32% vs national
Per Capita Income
$37,423
Unemployment Rate
4.7%
Poverty Rate
7.7%

Housing

Median Home Value
$267,300
▼ 3% vs national
Median Rent
$1,243/mo
Owner Occupied
83.1%
2BR Fair Market Rent
$1,909/mo
▲ 59% vs national

Fair Market Rents by Bedroom

Studio
$1,445
1BR
$1,455
2BR
$1,909
3BR
$2,590
4BR
$2,630

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.7%
▼ 5 ppt vs national
High School+
61.3%
Median Age
43.1
Avg. Commute

Childcare Costs

Infant (Center)
$14,785/yr
18% of income
Toddler (Center)
$14,020/yr
Preschool (Center)
$12,292/yr
School-Age (Center)
$10,994/yr

What This Means

Grafton, NH receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,340. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grafton ZIP Codes
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What are common questions about this dashboard?

Is Grafton, NH affordable?
Grafton, NH receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,563. Median home value is $267,300.
What is the cost of living in Grafton?
Key cost metrics: Median rent $1,243/mo. 2BR fair market rent $1,909/mo. Infant childcare $14,785/yr. Median home value $267,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →