A-

Grand Island, NY

Source:

Affordability Score: 80/100

Population: 20,374 · 1 ZIP codes

The affordability dashboard for Grand Island, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,374 residents, then layers in county-level federal data to produce an overall grade of A- (80/100). The headline inputs are median household income of $115,991, median home value of $327,000, median rent of $1,199 per month, and 46.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,343 per month (studio $1,105, 1BR $1,139, 3BR $1,640, 4BR $1,869). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Grand Island, NY include income, education, commute, rent. Unemployment currently reads 3.5% and poverty 4.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$115,991
Median household income
Education B+
46.5%
Bachelor's degree or higher
Housing B
2.8x
Home value $327,000 vs income
Commute B+
19 min
Average commute time
Rent A+
$1,343/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$15,028/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$115,991
▲ 87% vs national
Per Capita Income
$58,914
Unemployment Rate
3.5%
Poverty Rate
4.1%

Housing

Median Home Value
$327,000
▲ 19% vs national
Median Rent
$1,199/mo
Owner Occupied
81.6%
2BR Fair Market Rent
$1,343/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,105
1BR
$1,139
2BR
$1,343
3BR
$1,640
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.5%
▲ 17 ppt vs national
High School+
68.3%
Median Age
45.7
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$15,028/yr
13% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Grand Island, NY receives an overall affordability grade of A- (80/100), aggregated from 1 ZIP codes with a total population of 20,374. This area performs well in income and education and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grand Island ZIP Codes
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What are common questions about this dashboard?

Is Grand Island, NY affordable?
Grand Island, NY receives an overall affordability grade of A- (80/100) based on Census, HUD, FBI, and DOL data. Median household income is $115,991. Median home value is $327,000.
What is the cost of living in Grand Island?
Key cost metrics: Median rent $1,199/mo. 2BR fair market rent $1,343/mo. Infant childcare $15,028/yr. Median home value $327,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →