C+

Grand Rapids, MN

Source:

Affordability Score: 61/100

Population: 20,164 · 1 ZIP codes

The affordability dashboard for Grand Rapids, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,164 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $70,644, median home value of $241,200, median rent of $1,092 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,074 per month (studio $754, 1BR $860, 3BR $1,401, 4BR $1,516). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Grand Rapids, MN include commute, rent. Unemployment currently reads 4.4% and poverty 10.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,644
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing C-
3.4x
Home value $241,200 vs income
Commute B+
20 min
Average commute time
Rent A-
$1,074/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,388/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$70,644
▲ 14% vs national
Per Capita Income
$37,925
Unemployment Rate
4.4%
Poverty Rate
10.9%

Housing

Median Home Value
$241,200
▼ 12% vs national
Median Rent
$1,092/mo
Owner Occupied
76.9%
2BR Fair Market Rent
$1,074/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$754
1BR
$860
2BR
$1,074
3BR
$1,401
4BR
$1,516

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
58.7%
Median Age
47.1
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$11,388/yr
16% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Grand Rapids, MN receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 20,164. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Grand Rapids, MN affordable?
Grand Rapids, MN receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,644. Median home value is $241,200.
What is the cost of living in Grand Rapids?
Key cost metrics: Median rent $1,092/mo. 2BR fair market rent $1,074/mo. Infant childcare $11,388/yr. Median home value $241,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →