D

Greenwood Lake, NY

Source:

Affordability Score: 46/100

Population: 4,539 · 1 ZIP codes

The affordability dashboard for Greenwood Lake, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,539 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $80,321, median home value of $360,100, median rent of $1,442 per month, and 38.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,979 per month (studio $1,364, 1BR $1,549, 3BR $2,511, 4BR $2,694). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 5.9% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,321
Median household income
Education B-
38.0%
Bachelor's degree or higher
Housing F
4.5x
Home value $360,100 vs income
Commute F
39 min
Average commute time
Rent C-
$1,979/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,820/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$80,321
▲ 30% vs national
Per Capita Income
$47,672
Unemployment Rate
5.9%
Poverty Rate
12.4%

Housing

Median Home Value
$360,100
▲ 31% vs national
Median Rent
$1,442/mo
Owner Occupied
75.1%
2BR Fair Market Rent
$1,979/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,364
1BR
$1,549
2BR
$1,979
3BR
$2,511
4BR
$2,694

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.0%
▲ 8 ppt vs national
High School+
73.0%
Median Age
46.9
Avg. Commute
39 min
▲ 13 min vs national

Childcare Costs

Infant (Center)
$14,820/yr
18% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Greenwood Lake, NY receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 4,539. Challenges include housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Greenwood Lake, NY affordable?
Greenwood Lake, NY receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,321. Median home value is $360,100.
What is the cost of living in Greenwood Lake?
Key cost metrics: Median rent $1,442/mo. 2BR fair market rent $1,979/mo. Infant childcare $14,820/yr. Median home value $360,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →