C-

Gregory, MI

Source:

Affordability Score: 53/100

Population: 4,796 · 1 ZIP codes

The affordability dashboard for Gregory, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,796 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $78,973, median home value of $306,800, median rent of $1,084 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,457 per month (studio $1,005, 1BR $1,264, 3BR $2,026, 4BR $2,285). Department of Labor data lists infant center-based childcare at $11,269 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gregory, MI include rent. Pressure points are commute. Unemployment currently reads 3.1% and poverty 12.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,973
Median household income
Education D
27.5%
Bachelor's degree or higher
Housing D
3.9x
Home value $306,800 vs income
Commute F
33 min
Average commute time
Rent B
$1,457/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,269/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$78,973
▲ 27% vs national
Per Capita Income
$42,377
Unemployment Rate
3.1%
Poverty Rate
12.1%

Housing

Median Home Value
$306,800
▲ 12% vs national
Median Rent
$1,084/mo
Owner Occupied
88.2%
2BR Fair Market Rent
$1,457/mo
▲ 21% vs national

Fair Market Rents by Bedroom

Studio
$1,005
1BR
$1,264
2BR
$1,457
3BR
$2,026
4BR
$2,285

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.5%
▼ 2 ppt vs national
High School+
52.6%
Median Age
56.6
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$11,269/yr
14% of income
Toddler (Center)
$11,269/yr
Preschool (Center)
$9,050/yr
School-Age (Center)
$6,793/yr

What This Means

Gregory, MI receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 4,796. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Gregory, MI affordable?
Gregory, MI receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,973. Median home value is $306,800.
What is the cost of living in Gregory?
Key cost metrics: Median rent $1,084/mo. 2BR fair market rent $1,457/mo. Infant childcare $11,269/yr. Median home value $306,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →