B

Grundy Center, IA

Source:

Affordability Score: 73/100

Population: 3,313 · 1 ZIP codes

The affordability dashboard for Grundy Center, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,313 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $85,223, median home value of $185,200, median rent of per month, and 26.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,051 per month (studio $725, 1BR $801, 3BR $1,357, 4BR $1,763). Department of Labor data lists infant center-based childcare at $8,406 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Grundy Center, IA include housing, rent, childcare. Unemployment currently reads 1.2% and poverty 9.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,223
Median household income
Education D
26.7%
Bachelor's degree or higher
Housing A
2.2x
Home value $185,200 vs income
Commute C
25 min
Average commute time
Rent A+
$1,051/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,406/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$85,223
▲ 37% vs national
Per Capita Income
$41,853
Unemployment Rate
1.2%
Poverty Rate
9.1%

Housing

Median Home Value
$185,200
▼ 33% vs national
Median Rent
Owner Occupied
81.9%
2BR Fair Market Rent
$1,051/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$725
1BR
$801
2BR
$1,051
3BR
$1,357
4BR
$1,763

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.7%
▼ 3 ppt vs national
High School+
60.4%
Median Age
38.4
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$8,406/yr
10% of income
Toddler (Center)
$7,244/yr
Preschool (Center)
$7,244/yr
School-Age (Center)
$5,795/yr

What This Means

Grundy Center, IA receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 3,313. This area performs well in housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Grundy Center, IA affordable?
Grundy Center, IA receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,223. Median home value is $185,200.
What is the cost of living in Grundy Center?
Key cost metrics: 2BR fair market rent $1,051/mo. Infant childcare $8,406/yr. Median home value $185,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →