F

Gully, MN

Source:

Affordability Score: 36/100

Population: 355 · 1 ZIP codes

The affordability dashboard for Gully, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 355 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $48,750, median home value of $205,300, median rent of $1,125 per month, and 17.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,089 per month (studio $863, 1BR $868, 3BR $1,515, 4BR $1,827). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 11.8% and poverty 7.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,750
Median household income
Education F
17.9%
Bachelor's degree or higher
Housing F
4.2x
Home value $205,300 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,089/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,388/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$48,750
▼ 21% vs national
Per Capita Income
$31,605
Unemployment Rate
11.8%
Poverty Rate
7.6%

Housing

Median Home Value
$205,300
▼ 25% vs national
Median Rent
$1,125/mo
Owner Occupied
75.2%
2BR Fair Market Rent
$1,089/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$863
1BR
$868
2BR
$1,089
3BR
$1,515
4BR
$1,827

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.9%
▼ 12 ppt vs national
High School+
59.8%
Median Age
34.2
Avg. Commute

Childcare Costs

Infant (Center)
$11,388/yr
23% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Gully, MN receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 355. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Gully, MN affordable?
Gully, MN receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,750. Median home value is $205,300.
What is the cost of living in Gully?
Key cost metrics: Median rent $1,125/mo. 2BR fair market rent $1,089/mo. Infant childcare $11,388/yr. Median home value $205,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →