C+

Guntersville, AL

Source:

Affordability Score: 64/100

Population: 16,272 · 1 ZIP codes

The affordability dashboard for Guntersville, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,272 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $72,643, median home value of $266,500, median rent of $849 per month, and 30.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $776 per month (studio $588, 1BR $591, 3BR $1,069, 4BR $1,073). Department of Labor data lists infant center-based childcare at $6,152 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Guntersville, AL include rent, childcare. Unemployment currently reads 3.2% and poverty 14.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,643
Median household income
Education C-
30.6%
Bachelor's degree or higher
Housing D
3.7x
Home value $266,500 vs income
Commute C-
25 min
Average commute time
Rent A+
$776/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$6,152/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$72,643
▲ 17% vs national
Per Capita Income
$40,426
Unemployment Rate
3.2%
Poverty Rate
14.9%

Housing

Median Home Value
$266,500
▼ 3% vs national
Median Rent
$849/mo
Owner Occupied
75.0%
2BR Fair Market Rent
$776/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$588
1BR
$591
2BR
$776
3BR
$1,069
4BR
$1,073

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.6%
▲ 1 ppt vs national
High School+
56.7%
Median Age
45.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$6,152/yr
8% of income
Toddler (Center)
$5,643/yr
Preschool (Center)
$5,383/yr
School-Age (Center)
$5,470/yr

What This Means

Guntersville, AL receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 16,272. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Guntersville, AL affordable?
Guntersville, AL receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,643. Median home value is $266,500.
What is the cost of living in Guntersville?
Key cost metrics: Median rent $849/mo. 2BR fair market rent $776/mo. Infant childcare $6,152/yr. Median home value $266,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →