B

Hamilton, MI

Source:

Affordability Score: 70/100

Population: 7,791 · 1 ZIP codes

The affordability dashboard for Hamilton, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,791 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $98,324, median home value of $334,500, median rent of per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,267 per month (studio $959, 1BR $966, 3BR $1,583, 4BR $1,761). Department of Labor data lists infant center-based childcare at $6,427 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hamilton, MI include income, rent, childcare. Unemployment currently reads 1.0% and poverty 2.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,324
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing C-
3.4x
Home value $334,500 vs income
Commute C
24 min
Average commute time
Rent A
$1,267/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$6,427/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$98,324
▲ 59% vs national
Per Capita Income
$38,434
Unemployment Rate
1.0%
Poverty Rate
2.7%

Housing

Median Home Value
$334,500
▲ 22% vs national
Median Rent
Owner Occupied
93.4%
2BR Fair Market Rent
$1,267/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$959
1BR
$966
2BR
$1,267
3BR
$1,583
4BR
$1,761

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
68.5%
Median Age
41.1
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$6,427/yr
7% of income
Toddler (Center)
$6,534/yr
Preschool (Center)
$6,534/yr
School-Age (Center)
$6,133/yr

What This Means

Hamilton, MI receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 7,791. This area performs well in income and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Hamilton, MI affordable?
Hamilton, MI receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,324. Median home value is $334,500.
What is the cost of living in Hamilton?
Key cost metrics: 2BR fair market rent $1,267/mo. Infant childcare $6,427/yr. Median home value $334,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →