C-

Hammonton, NJ

Source:

Affordability Score: 50/100

Population: 24,308 · 1 ZIP codes

The affordability dashboard for Hammonton, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 24,308 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $81,312, median home value of $322,900, median rent of $1,523 per month, and 30.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,867 per month (studio $1,346, 1BR $1,537, 3BR $2,586, 4BR $2,851). Department of Labor data lists infant center-based childcare at $14,907 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 5.0% and poverty 9.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,312
Median household income
Education C-
30.7%
Bachelor's degree or higher
Housing F
4.0x
Home value $322,900 vs income
Commute F
30 min
Average commute time
Rent C
$1,867/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,907/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$81,312
▲ 31% vs national
Per Capita Income
$43,109
Unemployment Rate
5.0%
Poverty Rate
9.0%

Housing

Median Home Value
$322,900
▲ 17% vs national
Median Rent
$1,523/mo
Owner Occupied
76.6%
2BR Fair Market Rent
$1,867/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,346
1BR
$1,537
2BR
$1,867
3BR
$2,586
4BR
$2,851

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.7%
▲ 1 ppt vs national
High School+
66.7%
Median Age
44.1
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$14,907/yr
18% of income
Toddler (Center)
$14,459/yr
Preschool (Center)
$14,459/yr
School-Age (Center)
$6,942/yr

What This Means

Hammonton, NJ receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 24,308. Challenges include housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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Explore Hammonton ZIP Codes
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What are common questions about this dashboard?

Is Hammonton, NJ affordable?
Hammonton, NJ receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,312. Median home value is $322,900.
What is the cost of living in Hammonton?
Key cost metrics: Median rent $1,523/mo. 2BR fair market rent $1,867/mo. Infant childcare $14,907/yr. Median home value $322,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →