Hancock, NY

The affordability dashboard for Hancock, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,670 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $51,510, median home value of $162,300, median rent of $879 per month, and 19.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,033 per month (studio $813, 1BR $884, 3BR $1,437, 4BR $1,490). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 7.1% and poverty 12.7% — numbers worth keeping alongside the headline grade.