A

Harrold, TX

Source:

Affordability Score: 88/100

Population: 193 · 1 ZIP codes

The affordability dashboard for Harrold, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 193 residents, then layers in county-level federal data to produce an overall grade of A (88/100). The headline inputs are median household income of $117,928, median home value of $84,600, median rent of $1,794 per month, and 40.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $993 per month (studio $752, 1BR $757, 3BR $1,191, 4BR $1,512). Department of Labor data lists infant center-based childcare at $6,760 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Harrold, TX include income, housing, rent, childcare. Unemployment currently reads 3.7% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$117,928
Median household income
Education B
40.4%
Bachelor's degree or higher
Housing A+
0.7x
Home value $84,600 vs income
Commute N/A
N/A
Average commute time
Rent A+
$993/mo
2BR fair market rent (10% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$6,760/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$117,928
▲ 90% vs national
Per Capita Income
$40,969
Unemployment Rate
3.7%
Poverty Rate
11.2%

Housing

Median Home Value
$84,600
▼ 69% vs national
Median Rent
$1,794/mo
Owner Occupied
76.1%
2BR Fair Market Rent
$993/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$752
1BR
$757
2BR
$993
3BR
$1,191
4BR
$1,512

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.4%
▲ 10 ppt vs national
High School+
53.6%
Median Age
43.0
Avg. Commute

Childcare Costs

Infant (Center)
$6,760/yr
6% of income
Toddler (Center)
$6,344/yr
Preschool (Center)
$6,188/yr
School-Age (Center)
$5,824/yr

What This Means

Harrold, TX receives an overall affordability grade of A (88/100), aggregated from 1 ZIP codes with a total population of 193. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Harrold ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Harrold, TX affordable?
Harrold, TX receives an overall affordability grade of A (88/100) based on Census, HUD, FBI, and DOL data. Median household income is $117,928. Median home value is $84,600.
What is the cost of living in Harrold?
Key cost metrics: Median rent $1,794/mo. 2BR fair market rent $993/mo. Infant childcare $6,760/yr. Median home value $84,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →