C+

Hartford, AL

Source:

Affordability Score: 60/100

Population: 5,732 · 1 ZIP codes

The affordability dashboard for Hartford, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,732 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $60,377, median home value of $173,500, median rent of $836 per month, and 17.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $950 per month (studio $757, 1BR $762, 3BR $1,288, 4BR $1,428). Department of Labor data lists infant center-based childcare at $6,299 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hartford, AL include rent. Pressure points are education. Unemployment currently reads 3.8% and poverty 16.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,377
Median household income
Education F
17.4%
Bachelor's degree or higher
Housing B
2.9x
Home value $173,500 vs income
Commute C
25 min
Average commute time
Rent A-
$950/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,299/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$60,377
▼ 3% vs national
Per Capita Income
$27,655
Unemployment Rate
3.8%
Poverty Rate
16.1%

Housing

Median Home Value
$173,500
▼ 37% vs national
Median Rent
$836/mo
Owner Occupied
71.8%
2BR Fair Market Rent
$950/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$757
1BR
$762
2BR
$950
3BR
$1,288
4BR
$1,428

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.4%
▼ 13 ppt vs national
High School+
53.9%
Median Age
36.4
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$6,299/yr
10% of income
Toddler (Center)
$6,030/yr
Preschool (Center)
$5,705/yr
School-Age (Center)
$5,371/yr

What This Means

Hartford, AL receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 5,732. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Hartford, AL affordable?
Hartford, AL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,377. Median home value is $173,500.
What is the cost of living in Hartford?
Key cost metrics: Median rent $836/mo. 2BR fair market rent $950/mo. Infant childcare $6,299/yr. Median home value $173,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →