C

Hastings, MI

Source:

Affordability Score: 58/100

Population: 19,127 · 1 ZIP codes

The affordability dashboard for Hastings, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,127 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $68,214, median home value of $220,000, median rent of $924 per month, and 24.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,334 per month (studio $1,010, 1BR $1,017, 3BR $1,735, 4BR $2,013). Department of Labor data lists infant center-based childcare at $7,800 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.3% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,214
Median household income
Education F
24.3%
Bachelor's degree or higher
Housing C
3.2x
Home value $220,000 vs income
Commute D
26 min
Average commute time
Rent B
$1,334/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,800/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$68,214
▲ 10% vs national
Per Capita Income
$36,944
Unemployment Rate
4.3%
Poverty Rate
9.8%

Housing

Median Home Value
$220,000
▼ 20% vs national
Median Rent
$924/mo
Owner Occupied
82.8%
2BR Fair Market Rent
$1,334/mo
▲ 11% vs national

Fair Market Rents by Bedroom

Studio
$1,010
1BR
$1,017
2BR
$1,334
3BR
$1,735
4BR
$2,013

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.3%
▼ 6 ppt vs national
High School+
64.3%
Median Age
42.1
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$7,800/yr
11% of income
Toddler (Center)
$7,800/yr
Preschool (Center)
$6,159/yr
School-Age (Center)
$6,240/yr

What This Means

Hastings, MI receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 19,127. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hastings ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Hastings, MI affordable?
Hastings, MI receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,214. Median home value is $220,000.
What is the cost of living in Hastings?
Key cost metrics: Median rent $924/mo. 2BR fair market rent $1,334/mo. Infant childcare $7,800/yr. Median home value $220,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →