Havelock, IA

The affordability dashboard for Havelock, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 346 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $64,583, median home value of —, median rent of $625 per month, and 16.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $658, 1BR $700, 3BR $1,125, 4BR $1,217). Department of Labor data lists infant center-based childcare at $8,302 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Havelock, IA include rent. Pressure points are education. Unemployment currently reads 2.2% and poverty 15.4% — numbers worth keeping alongside the headline grade.