A

Haverhill, IA

Source:

Affordability Score: 89/100

Population: 323 · 1 ZIP codes

The affordability dashboard for Haverhill, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 323 residents, then layers in county-level federal data to produce an overall grade of A (89/100). The headline inputs are median household income of $142,662, median home value of $177,000, median rent of per month, and 37.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $959 per month (studio $712, 1BR $731, 3BR $1,265, 4BR $1,270). Department of Labor data lists infant center-based childcare at $8,379 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Haverhill, IA include income, housing, rent, childcare. Unemployment currently reads 10.1% and poverty 4.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$142,662
Median household income
Education B-
37.2%
Bachelor's degree or higher
Housing A+
1.2x
Home value $177,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$959/mo
2BR fair market rent (8% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$8,379/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$142,662
▲ 130% vs national
Per Capita Income
$40,330
Unemployment Rate
10.1%
Poverty Rate
4.2%

Housing

Median Home Value
$177,000
▼ 36% vs national
Median Rent
Owner Occupied
98.7%
2BR Fair Market Rent
$959/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$712
1BR
$731
2BR
$959
3BR
$1,265
4BR
$1,270

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.2%
▲ 7 ppt vs national
High School+
80.5%
Median Age
41.6
Avg. Commute

Childcare Costs

Infant (Center)
$8,379/yr
6% of income
Toddler (Center)
$7,220/yr
Preschool (Center)
$7,220/yr
School-Age (Center)
$5,776/yr

What This Means

Haverhill, IA receives an overall affordability grade of A (89/100), aggregated from 1 ZIP codes with a total population of 323. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Haverhill, IA affordable?
Haverhill, IA receives an overall affordability grade of A (89/100) based on Census, HUD, FBI, and DOL data. Median household income is $142,662. Median home value is $177,000.
What is the cost of living in Haverhill?
Key cost metrics: 2BR fair market rent $959/mo. Infant childcare $8,379/yr. Median home value $177,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →