Haverstraw, NY

The affordability dashboard for Haverstraw, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,910 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $75,167, median home value of $361,100, median rent of $2,114 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,910 per month (studio $2,529, 1BR $2,655, 3BR $3,644, 4BR $3,959). Department of Labor data lists infant center-based childcare at $16,900 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent, childcare. Unemployment currently reads 8.2% and poverty 16.4% — numbers worth keeping alongside the headline grade.