D

Hawi, HI

Source:

Affordability Score: 45/100

Population: 1,692 · 1 ZIP codes

The affordability dashboard for Hawi, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,692 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $79,471, median home value of $612,100, median rent of $2,156 per month, and 32.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,076 per month (studio $1,592, 1BR $1,603, 3BR $2,622, 4BR $3,024). Department of Labor data lists infant center-based childcare at $10,500 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.3% and poverty 15.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,471
Median household income
Education C
32.8%
Bachelor's degree or higher
Housing F
7.7x
Home value $612,100 vs income
Commute N/A
N/A
Average commute time
Rent D
$2,076/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,500/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$79,471
▲ 28% vs national
Per Capita Income
$37,918
Unemployment Rate
4.3%
Poverty Rate
15.3%

Housing

Median Home Value
$612,100
▲ 123% vs national
Median Rent
$2,156/mo
Owner Occupied
85.7%
2BR Fair Market Rent
$2,076/mo
▲ 73% vs national

Fair Market Rents by Bedroom

Studio
$1,592
1BR
$1,603
2BR
$2,076
3BR
$2,622
4BR
$3,024

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.8%
▲ 3 ppt vs national
High School+
67.8%
Median Age
44.6
Avg. Commute

Childcare Costs

Infant (Center)
$10,500/yr
13% of income
Toddler (Center)
$9,600/yr
Preschool (Center)
$9,600/yr
School-Age (Center)
$1,320/yr

What This Means

Hawi, HI receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 1,692. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hawi ZIP Codes
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What are common questions about this dashboard?

Is Hawi, HI affordable?
Hawi, HI receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,471. Median home value is $612,100.
What is the cost of living in Hawi?
Key cost metrics: Median rent $2,156/mo. 2BR fair market rent $2,076/mo. Infant childcare $10,500/yr. Median home value $612,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →