B

Hawley, MN

Source:

Affordability Score: 73/100

Population: 4,508 · 1 ZIP codes

The affordability dashboard for Hawley, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,508 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $105,968, median home value of $341,500, median rent of $749 per month, and 38.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,112 per month (studio $768, 1BR $917, 3BR $1,547, 4BR $1,865). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hawley, MN include income, rent. Unemployment currently reads 2.0% and poverty 4.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$105,968
Median household income
Education B-
38.2%
Bachelor's degree or higher
Housing C
3.2x
Home value $341,500 vs income
Commute C-
26 min
Average commute time
Rent A+
$1,112/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$10,972/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$105,968
▲ 71% vs national
Per Capita Income
$46,131
Unemployment Rate
2.0%
Poverty Rate
4.2%

Housing

Median Home Value
$341,500
▲ 24% vs national
Median Rent
$749/mo
Owner Occupied
84.2%
2BR Fair Market Rent
$1,112/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$768
1BR
$917
2BR
$1,112
3BR
$1,547
4BR
$1,865

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.2%
▲ 8 ppt vs national
High School+
60.9%
Median Age
41.8
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$10,972/yr
10% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Hawley, MN receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 4,508. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hawley ZIP Codes
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What are common questions about this dashboard?

Is Hawley, MN affordable?
Hawley, MN receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $105,968. Median home value is $341,500.
What is the cost of living in Hawley?
Key cost metrics: Median rent $749/mo. 2BR fair market rent $1,112/mo. Infant childcare $10,972/yr. Median home value $341,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →