C

Helmetta, NJ

Source:

Affordability Score: 56/100

Population: 2,178 · 1 ZIP codes

The affordability dashboard for Helmetta, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,178 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $98,952, median home value of $355,000, median rent of $2,144 per month, and 40.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,486 per month (studio $1,804, 1BR $1,978, 3BR $2,981, 4BR $3,296). Department of Labor data lists infant center-based childcare at $16,325 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Helmetta, NJ include income. Pressure points are commute. Unemployment currently reads 7.4% and poverty 3.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,952
Median household income
Education B
40.5%
Bachelor's degree or higher
Housing D
3.6x
Home value $355,000 vs income
Commute F
32 min
Average commute time
Rent D
$2,486/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,325/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$98,952
▲ 60% vs national
Per Capita Income
$53,951
Unemployment Rate
7.4%
Poverty Rate
3.7%

Housing

Median Home Value
$355,000
▲ 29% vs national
Median Rent
$2,144/mo
Owner Occupied
63.5%
2BR Fair Market Rent
$2,486/mo
▲ 107% vs national

Fair Market Rents by Bedroom

Studio
$1,804
1BR
$1,978
2BR
$2,486
3BR
$2,981
4BR
$3,296

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.5%
▲ 11 ppt vs national
High School+
67.8%
Median Age
39.2
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$16,325/yr
16% of income
Toddler (Center)
$16,085/yr
Preschool (Center)
$16,085/yr
School-Age (Center)
$7,607/yr

What This Means

Helmetta, NJ receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 2,178. This area performs well in income. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Helmetta ZIP Codes
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What are common questions about this dashboard?

Is Helmetta, NJ affordable?
Helmetta, NJ receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,952. Median home value is $355,000.
What is the cost of living in Helmetta?
Key cost metrics: Median rent $2,144/mo. 2BR fair market rent $2,486/mo. Infant childcare $16,325/yr. Median home value $355,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →