B

Herman, NE

Source:

Affordability Score: 73/100

Population: 899 · 1 ZIP codes

The affordability dashboard for Herman, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 899 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $82,423, median home value of $158,300, median rent of $692 per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,368 per month (studio $1,090, 1BR $1,148, 3BR $1,813, 4BR $2,046). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Herman, NE include housing, rent. Unemployment currently reads 0.8% and poverty 6.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,423
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing A+
1.9x
Home value $158,300 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,368/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,737/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$82,423
▲ 33% vs national
Per Capita Income
$39,683
Unemployment Rate
0.8%
Poverty Rate
6.7%

Housing

Median Home Value
$158,300
▼ 42% vs national
Median Rent
$692/mo
Owner Occupied
74.1%
2BR Fair Market Rent
$1,368/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,148
2BR
$1,368
3BR
$1,813
4BR
$2,046

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
55.1%
Median Age
37.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
12% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Herman, NE receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 899. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Herman, NE affordable?
Herman, NE receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,423. Median home value is $158,300.
What is the cost of living in Herman?
Key cost metrics: Median rent $692/mo. 2BR fair market rent $1,368/mo. Infant childcare $9,737/yr. Median home value $158,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →